{"id":700307,"date":"2026-06-24T11:39:01","date_gmt":"2026-06-24T14:39:01","guid":{"rendered":"https:\/\/primeirojornal.com.br\/2026\/06\/24\/cdbs-do-digimais-explodiram-1-130-em-oito-anos-e-chegam-a-r-85-bilhoes\/"},"modified":"2026-06-24T11:40:53","modified_gmt":"2026-06-24T14:40:53","slug":"cdbs-do-digimais-explodiram-1-130-em-oito-anos-e-chegam-a-r-85-bilhoes","status":"publish","type":"post","link":"https:\/\/gazetabaiana.com.br\/index.php\/2026\/06\/24\/cdbs-do-digimais-explodiram-1-130-em-oito-anos-e-chegam-a-r-85-bilhoes\/","title":{"rendered":"CDBs do Digimais explodiram 1.130% em oito anos e chegam a R$ 8,5 bilh\u00f5es"},"content":{"rendered":"\n<p style=\"text-align: justify;\"><strong>Pol\u00edcia Federal deflagra opera\u00e7\u00e3o Miragem contra o banco Digimais, ligado ao bispo Edir Macedo, visando apurar gest\u00e3o fraudulenta, uso de dados cont\u00e1beis falsos e opera\u00e7\u00f5es de cr\u00e9dito vedadas. A investiga\u00e7\u00e3o aponta crescimento expressivo dos CDBs, chegando a 8,5 bilh\u00f5es em 2025, com remunera\u00e7\u00f5es de at\u00e9 140% do CDI.<\/strong><\/p>\n<p style=\"text-align: justify;\">Segundo a PF, houve transfer\u00eancia de risco ao <strong>FGC<\/strong> como cobertura para fraudes, permitindo que a institui\u00e7\u00e3o captasse liquidez e ocultasse passivos, transferindo o risco para o sistema financeiro. A opera\u00e7\u00e3o envolveu mandados de busca e apreens\u00e3o, al\u00e9m de quebra de sigilos fiscais de 18 alvos e bloqueio de bens do bispo.<\/p>\n<p style=\"text-align: justify;\">Entre 2017 e 2025, o saldo de <strong>CDBs<\/strong> do <strong>Digimais<\/strong> cresceu de aproximadamente R$ 694 milh\u00f5es para 8,5 bilh\u00f5es, impulsionado por remunera\u00e7\u00f5es acima da m\u00e9dia de mercado. Em 2025, a faixa de capta\u00e7\u00e3o passou a registrar custos acima de 115,7% do <strong>CDI<\/strong>, com algumas opera\u00e7\u00f5es chegando a 140% do CDI, conforme levantamento da PF.<\/p>\n<section style=\"text-align: justify;\">\n<p style=\"text-align: justify;\">A documenta\u00e7\u00e3o do Digimais ainda lista seis parceiras de capta\u00e7\u00e3o: <strong>XP Investimentos<\/strong>, <strong>BTG Pactual<\/strong>, <strong>Nu Invest<\/strong>, <strong>Ita\u00fa Corretora<\/strong>, <strong>Inter<\/strong> e <strong>\u00c1gora<\/strong>, revelando a rede de distribui\u00e7\u00e3o por tr\u00e1s da escalada da institui\u00e7\u00e3o.<\/p>\n<\/section>\n<section id=\"gallery\" aria-label=\"Galeria de imagens do Digimais\" style=\"text-align: justify;\">\n<div class=\"gallery-grid\" style=\"display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 12px;\">\n<figure>\n      <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i.metroimg.com\/CQjPqczub51vam5GBbCZGuYGQ0AShUU0-FpWmAXqXbs\/w:600\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/06\/whatsapp-image-2026-06-23-at-135528.jpeg\" alt=\"Digimais | Edir Macedo\" width=\"600\" height=\"400\" style=\"width:100%; height:auto;\" \/><figcaption>Arte\/Metr\u00f3poles<\/figcaption><\/figure>\n<figure>\n      <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i.metroimg.com\/gVvC_loXXFbQ7uQLOYrLh36a0PPkE93VRmW4ucIak-c\/w:600\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2025\/04\/20120148\/BISPO-EDIR-MACEDO-METROPOLES.jpg\" alt=\"CDBs do Digimais explodiram\" width=\"600\" height=\"400\" style=\"width:100%; height:auto;\" \/><figcaption>PF: opera\u00e7\u00e3o contra banco de Edir Macedo<\/figcaption><\/figure>\n<figure>\n      <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i.metroimg.com\/vt8D2BGt22Hl8NQs5G3oTaRbggsrbfd0Z2rDBlXDsLA\/w:1200\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/06\/noblat-thumbs-eleiAAes.jpg\" alt=\"PF faz opera\u00e7\u00e3o contra banco\" width=\"600\" height=\"400\" style=\"width:100%; height:auto;\" \/><figcaption>Reprodu\u00e7\u00e3o\/Instagram<\/figcaption><\/figure>\n<figure>\n      <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i.metroimg.com\/kflJ-V7E-n3dRtXGiUWy9eRoMN2tg6LAVLRp-sE6do0\/w:1200\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/06\/edir-macedo-1.jpg\" alt=\"Edir Macedo\" width=\"600\" height=\"400\" style=\"width:100%; height:auto;\" \/><figcaption>Divulga\u00e7\u00e3o<\/figcaption><\/figure>\n<figure>\n      <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i.metroimg.com\/NBXHAxt7sZeL1wkGrmU7xkvv_ejbmMIJCLhv3OKZt1o\/w:1200\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/06\/edir-macedo.jpg\" alt=\"Edir Macedo\" width=\"600\" height=\"400\" style=\"width:100%; height:auto;\" \/><figcaption>Fotos oficiais<\/figcaption><\/figure>\n<figure>\n      <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i.metroimg.com\/925t5cwVdg2qLOHdXXvz1hKWTrM4TM_d6tp72yaxwMc\/w:1200\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/02\/edirmacedo.jpg\" alt=\"Edir Macedo \u2014 imagens\" width=\"600\" height=\"400\" style=\"width:100%; height:auto;\" \/><figcaption>Reprodu\u00e7\u00e3o\/Redes sociais<\/figcaption><\/figure>\n<figure>\n      <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i.metroimg.com\/sz6QZY5EFoylJGOlbVD9lQ4bYkRrLNy-VVLavTq4iqE\/w:1200\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/03\/edirmacedo.jpg\" alt=\"Edir Macedo \u2014 entrevista\" width=\"600\" height=\"400\" style=\"width:100%; height:auto;\" \/><figcaption>Reprodu\u00e7\u00e3o\/Redes Sociais<\/figcaption><\/figure>\n<\/p><\/div>\n<div style=\"text-align:center; margin-top:8px;\">\n    <button onclick=\"prevImg()\" aria-label=\"Anterior\" style=\"padding:8px 12px; margin-right:6px;\">Anterior<\/button><br \/>\n    <button onclick=\"nextImg()\" aria-label=\"Pr\u00f3ximo\" style=\"padding:8px 12px;\">Pr\u00f3ximo<\/button>\n  <\/div>\n<\/section>\n<div id=\"lightbox\" style=\"display:none; position:fixed; top:0; left:0; width:100%; height:100%; background: rgba(0,0,0,.8); justify-content:center; align-items:center;\">\n  <button onclick=\"closeLightbox()\" style=\"position:absolute; left:16px; top:50%; transform:translateY(-50%); font-size:24px; color:white; background:transparent; border:0; cursor:pointer;\">&#10094;<\/button><br \/>\n  <img decoding=\"async\" id=\"lbImage\" src=\"\" alt=\"Imagem em destaque\" style=\"max-width:90%; max-height:80%; border-radius:4px; box-shadow:0 0 0 2px #fff;\"><br \/>\n  <button onclick=\"nextImg()\" aria-label=\"Pr\u00f3ximo\" style=\"position:absolute; right:16px; top:50%; transform:translateY(-50%); font-size:24px; color:white; background:transparent; border:0; cursor:pointer;\">&#10095;<\/button>\n<\/div>\n<p style=\"text-align: justify;\">Em s\u00edntese, a PF aponta que o <strong>Digimais<\/strong> operou com maior alavancagem e suspeita de fraude, com consequ\u00eancias para a integridade do sistema financeiro e para o investidor comum que participou de CDBs com remunera\u00e7\u00f5es tentadoras.<\/p>\n<p style=\"text-align: justify;\">Os pr\u00f3ximos passos da investiga\u00e7\u00e3o devem esclarecer os v\u00ednculos entre a gest\u00e3o da institui\u00e7\u00e3o, as plataformas de distribui\u00e7\u00e3o e o papel do <strong>FGC<\/strong> na cobertura de perdas. A defesa do banco, por sua vez, nega irregularidades e questiona a condu\u00e7\u00e3o da opera\u00e7\u00e3o.<\/p>\n<p style=\"text-align: justify;\">Enquanto isso, o caso reacende o debate sobre transpar\u00eancia na capta\u00e7\u00e3o de recursos e o papel das garantias estaduais na prote\u00e7\u00e3o de clientes diante de riscos embutidos em opera\u00e7\u00f5es de cr\u00e9dito.<\/p>\n<p style=\"text-align: justify;\">Gostou da apura\u00e7\u00e3o? Deixe seu coment\u00e1rio com a sua leitura sobre esse epis\u00f3dio e como voc\u00ea encara a atua\u00e7\u00e3o de bancos ligados a lideran\u00e7as religiosas no cen\u00e1rio financeiro.<\/p>\n<p><script>\n  \/\/ Script simples para mem\u00f3ria do gallery\/lightbox (opcional para demonstra\u00e7\u00e3o)\n  const images = [\n    \"https:\/\/i.metroimg.com\/CQjPqczub51vam5GBbCZGuYGQ0AShUU0-FpWmAXqXbs\/w:600\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/06\/whatsapp-image-2026-06-23-at-135528.jpeg\",\n    \"https:\/\/i.metroimg.com\/gVvC_loXXFbQ7uQLOYrLh36a0PPkE93VRmW4ucIak-c\/w:600\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2025\/04\/20120148\/BISPO-EDIR-MACEDO-METROPOLES.jpg\",\n    \"https:\/\/i.metroimg.com\/vt8D2BGt22Hl8NQs5G3oTaRbggsrbfd0Z2rDBlXDsLA\/w:1200\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/06\/noblat-thumbs-eleiAAes.jpg\",\n    \"https:\/\/i.metroimg.com\/kflJ-V7E-n3dRtXGiUWy9eRoMN2tg6LAVLRp-sE6do0\/w:1200\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/06\/edir-macedo-1.jpg\",\n    \"https:\/\/i.metroimg.com\/NBXHAxt7sZeL1wkGrmU7xkvv_ejbmMIJCLhv3OKZt1o\/w:1200\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/06\/edir-macedo.jpg\",\n    \"https:\/\/i.metroimg.com\/925t5cwVdg2qLOHdXXvz1hKWTrM4TM_d6tp72yaxwMc\/w:1200\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/02\/edirmacedo.jpg\",\n    \"https:\/\/i.metroimg.com\/sz6QZY5EFoylJGOlbVD9lQ4bYkRrLNy-VVLavTq4iqE\/w:1200\/q:85\/f:webp\/plain\/https:\/\/images.metroimg.com\/2026\/03\/edirmacedo.jpg\"\n  ];\n  let idx = 0;\n  function openLightboxFromIndex(i) {\n    idx = i;\n    document.getElementById('lbImage').src = images[i];\n    document.getElementById('lightbox').style.display = 'flex';\n  }\n  function closeLightbox() {\n    document.getElementById('lightbox').style.display = 'none';\n  }\n  function nextImg() {\n    idx = (idx + 1) % images.length;\n    document.getElementById('lbImage').src = images[idx];\n  }\n  function prevImg() {\n    idx = (idx - 1 + images.length) % images.length;\n    document.getElementById('lbImage').src = images[idx];\n  }\n  \/\/ Exemplo de liga\u00e7\u00e3o simples (n\u00e3o obrigat\u00f3rio para o funcionamento b\u00e1sico)\n  document.addEventListener('DOMContentLoaded', function() {\n    \/\/ As imagens da galeria podem abrir o lightbox ao clicar, se desejado.\n  });\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pol\u00edcia Federal deflagra opera\u00e7\u00e3o Miragem contra o banco Digimais, ligado ao bispo Edir Macedo, visando apurar gest\u00e3o fraudulenta, uso de dados cont\u00e1beis falsos e\u2026<\/p>\n","protected":false},"author":15,"featured_media":700309,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[82],"tags":[],"class_list":["post-700307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-policia"],"_links":{"self":[{"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/posts\/700307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/comments?post=700307"}],"version-history":[{"count":1,"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/posts\/700307\/revisions"}],"predecessor-version":[{"id":700308,"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/posts\/700307\/revisions\/700308"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/media\/700309"}],"wp:attachment":[{"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/media?parent=700307"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/categories?post=700307"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gazetabaiana.com.br\/index.php\/wp-json\/wp\/v2\/tags?post=700307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}